The Carrier Marketplace

80+ Carriers. One Local Partner.

Unbiased choices for Arizona businesses and families. Because we're independent, we compare the whole market side by side and match you to the right carrier — not the one that pays us most. Always free.

Independent & unbiased 5.0 · 609 reviews Always free

Carrier preference checklist

Compare your carriers

Pick any you trust or use today — we'll cross-shop them in one free proposal.

Carriers to compare

🔒 Independent & unbiased. One proposal, $0 cost.

Compare 80+ A-rated carriers, including

AetnaBlue Cross Blue Shield of ArizonaCignaUnitedHealthcareHumanaDevoted Health

80+

A-rated carriers

19

Local Arizona brokers

$0

Cost for our help

2008

Family-owned since

The partner marketplace

Explore Carriers by Type & Network

Filter the network to find the right fit — then tap any carrier to see its plans or add it to your comparison.

Insurance type
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Showing 14 of 14 carriers

Why independent wins

A Captive Call Center vs. Your Independent Advisor

Same carriers. A completely different outcome for you.

The Captive Call Center

  • Only one company's plans to choose from
  • Recommendations biased toward their products
  • No help if premiums spike at renewal
  • You do the cross-shopping yourself
  • Start over with a stranger every time
The PHX way

Your Independent Advisor

  • 80+ carriers cross-referenced at once
  • Unbiased matching to your best fit
  • We re-shop the market at every renewal
  • One local team for every line of coverage
  • 100% free — we're paid by the carriers

Rated 5.0 across 609 Google reviews

Unbiased matching, explained clearly — never pushy.

I met with Luis Whiteman the other day as I was new to Medicare B and I was overwhelmed with trying to figure out what to do, that would be best for me. After filling out a few questions ahead of our meeting, I sat with Luis. He had narrowed down the search for me. He went over each of the 3 options he thought was best for me and made sure I understood the differences between each of the options. We then narrowed it down to two choices and I chose from there. He answered all of my questions and reassured me that he was there for me if I had any questions going forward. I never felt rushed and felt confident leaving the office. Luis was extremely knowledgeable and very welcoming and friendly. I highly recommend requesting Luis if you need help figuring out Medicare!!!
Roberta Bomm· Luis Whiteman
Wow, AMAZING customer service from Brent Clouse. He called me from a list he had for people needing health insurance through HealthCare.gov. We discussed the various options and what would be best for me. I asked him to email me the plans we discussed and he did - No pressure from Brent to purchase right then. He asked me to review and call at my convenience. Brent helped me with this process in a friendly, courteous and professional manner . . . so rare these days. What a joy to work with Brent and Phoenix Health Insurance. I'll definitely be using them in the future.
Deborah Baci· Brent Clouse
Karen S. was absolutely amazing! Very nice and energetic. She answered all of my questions prior to me asking them, throughly reviewed all the different programs available for Medicare beautifully. Her professionalism and recommendations were exactly what I was looking for. Thank you Karen for helping me organize and understand this complex system! You're the Best!
Katherine Brown· Karen Szilagyi
We had questions regarding Original Medicare and Supplemental Plans versus Medicare Advantage Plans. Lynn Marble confirmed we were in the plans best suited for our location and provided a tool for tweaking our Prescription supplement. His knowledge gave us great peace of mind.
DeArcy Robinson· Lynn Marble
I had a wonderful experience with Lucy. Medicare is difficult to understand. Lucy was very thorough, professional and friendly. She made the process of enrolling and choosing the best supplemental program for me easy. I can't imagine having to make sense of all of this without expert guidance. Call Lucy to help you if you are signing up for Medicare for the first time, or for help at any time. She's best!
Eric Herrman· Lucy Swagerty
Brent provided awesome service in setting up new health insurance policy for my wife. I will definitely utilize Brent for future needs, and recommend him to others.
Eric Yamane· Brent Clouse

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Questions?

Carriers & Independence FAQ

Do you charge more if I choose a premium carrier like Blue Cross Blue Shield?

No. Your premium is set by the carrier and is the same whether you buy directly from them or through us — there's no broker markup. Our help is free either way, so working with us costs you nothing extra, no matter which carrier you choose.

Can you blend different carriers for health and dental?

Absolutely. Because we're independent, we can pair the best health plan from one carrier with the best dental or vision plan from another — and manage them all for you from one place. You get the strongest combination instead of settling for a single company's lineup.

How do renewals work if I want to switch companies next year?

We track your renewal every year and proactively re-shop the market for you. If another carrier offers better value, we handle the switch and the paperwork so your coverage never lapses. You're never locked in — that's the whole advantage of an independent broker.

What does it mean that you are independent?

It means we don't work for any single insurance company — we work for you. We're appointed with 80+ carriers and compare them side by side to find your best fit, rather than pushing one company's products. The carriers pay us, so our guidance stays free to you.

Do you represent carriers that aren't shown here?

Yes. The grid above highlights some of the carriers we quote most, but we represent 80+ companies across health, Medicare, dental, life, and more. If you have a specific carrier or plan in mind, just ask — chances are we work with them.

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